How we rate products

Where the figures come from

• Official public data first: what regulators and central banks publish, and what banks are required to publish about their own accounts.
• Then the provider's own published rates and fees.
• Every product page links to its source, so you can check it yourself.

How fresh they are

• Every product shows when we last checked it, or which official dataset it came from.
• If we have not checked a product in 60 days, we say so and hide its figures until we have.
• Rates and fees change. Always confirm with the provider before you apply.

How lists are ordered

• A plain list in a category is in a simple order, such as highest rate first or A to Z. It says which. That order is not a ranking.
• A best-for list is ranked, and says what it is ranked on, for example yield, fees and access.
• Pros and cons are written in plain words, and the weaknesses are not left out.

What payment can never change

Paid partners never change a rank.

A link Minty may be paid for is always labelled: Referral link. Minty may earn a fee. See How Minty makes money.

Not financial advice

We compare. You decide. For advice on your own situation, speak to a licensed professional.