Credit cards in United StatesUFUsaa Federal Savings Bank USAA Rewards American Express Card
Best for: people with no US credit score yet
- Interest
- 13.65% to 27.65% a year
- Yearly fee
- $0 a year
- Foreign fee
- None
- Rate
- 24.65% a year
- Fees
- Yearly fee: $0. Foreign transactions: no fee. Late payment: $25.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Newcomer
- Currency
- USD
Pros
- No yearly fee
- No foreign transaction fee
- 0% introductory rate for about 15 months
- Open to people with no credit score
Cons
- $25 fee if you pay late
- You have to meet the issuer's membership or other conditions to open it
How to apply
Apply on the issuer's website.
US regulator's card survey, to 31 Dec 2025 · source
We compare. You decide.
