Optimus Bank Savings account

Yield: 7.95% a year
Fees: No maintenance fee
Min.: Not confirmed
Rate: 7.95% a year
Fees: Banks may not charge an account maintenance fee on savings accounts (Central Bank of Nigeria, Guide to Charges by Banks, in force from 1 January 2020: https://www.cbn.gov.ng/Out/2022/CCD/Guide%20to%20Charges%20by%20Banks%20Other%20Financial%20and%20Non-Financial%20Institutions%20eff%20Jan%201%202020.pdf). Other charges, such as for a card or SMS alerts, can still apply.
Minimum: Not confirmed
Opens online: Not confirmed
Who can apply: Not confirmed
Currency: NGN

Cons

This is the bank's average across its accounts of this kind, as it reported to the Central Bank of Nigeria. One account may pay more or less.

Central Bank of Nigeria weekly rates, 18 Sept 2026 · source

Not financial advice. We compare. You decide.