Bank accounts in NigeriaOBOptimus Bank Current account
- Monthly fee
- Up to ₦1 per ₦1,000 paid out
- Who can open it
- Not confirmed
- Opens online
- Not confirmed
- Rate
- 7.33% a year
- Fees
- Account maintenance: the bank may charge up to ₦1 for every ₦1,000 you transfer or pay out to someone else. That is the Central Bank of Nigeria's limit (Guide to Charges by Banks, in force from 1 January 2020: https://www.cbn.gov.ng/Out/2022/CCD/Guide%20to%20Charges%20by%20Banks%20Other%20Financial%20and%20Non-Financial%20Institutions%20eff%20Jan%201%202020.pdf). Your bank may charge less.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Not confirmed
- Currency
- NGN
Cons
- The interest shown is what the bank pays on current accounts on average, as it reported to the Central Bank of Nigeria. One account may pay more, less or nothing.
Central Bank of Nigeria weekly rates, 18 Sept 2026 · source
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