Credit cards in United StatesOEOklahoma Educators Credit Union OECU Visa Platinum Credit Card
Best for: people with no US credit score yet
- Interest
- 9.49% to 18% a year
- Yearly fee
- $0 a year
- Foreign fee
- 1%
- Rate
- 12.99% a year
- Fees
- Yearly fee: $0. Foreign transactions: 1%. Late payment: $25.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Newcomer
- Currency
- USD
Pros
- No yearly fee
- Rewards: travel-related rewards
- Open to people with no credit score
Cons
- $25 fee if you pay late
- You have to meet the issuer's membership or other conditions to open it
How to apply
Apply on the issuer's website.
US regulator's card survey, to 31 Dec 2025 · source
We compare. You decide.
