Bank accounts in United KingdomMOMonzo Personal Account
Best for: a free everyday account you can open at 16
- Monthly fee
- £0
- Who can open it
- 16 or over
- Opens online
- Yes
- Rate
- Not confirmed
- Fees
- No monthly fee on the free plan. Paid plans start at £3 a month.
- Minimum
- Not confirmed
- Opens online
- Yes
- Who can apply
- Not confirmed
- Currency
- GBP
Pros
- No monthly fee on the free plan
- Open from age 16
- Eligible money is protected by the FSCS up to £120,000 per person
- Applying takes about 10 minutes
Cons
- UK residents only
- Fee-free withdrawals only go up to £200 on the free plan
How to apply
Apply through Monzo's sign-up page.
Verified 10 Oct 2026 · source
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