Savings in United KingdomMOMonzo Instant Access Savings
Best for: people who already bank with Monzo
- Yield
- 2.75% to 3.5% a year
- Fees
- Not confirmed
- Min.
- 1p
- Rate
- 2.75% a year
- Fees
- Not confirmed
- Minimum
- £0.01
- Opens online
- Yes
- Who can apply
- Not confirmed
- Currency
- GBP
Pros
- Take money out whenever you like, as often as you like
- Start with as little as 1p
- Interest is paid every month
Cons
- You need a Monzo current account first
- The top rate needs a paid Monzo plan
- The rate is variable, so it can change
How to apply
Open the Monzo app, go to Savings and create a new Savings Pot. You must be 16 or over and have a Monzo current account.
Verified 10 Oct 2026 · source
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