Credit cards in United StatesMBMerrick Bank Secured Card
Best for: building credit with a deposit
- Interest
- 21.95% to 22.7% a year
- Yearly fee
- $36 a year
- Foreign fee
- 2%
- Rate
- 22.45% a year
- Fees
- Yearly fee: $36. Foreign transactions: 2%. Late payment: $29.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Newcomer
- Currency
- USD
Pros
- Open to people with no credit score
Cons
- $29 fee if you pay late
- You pay a deposit, which sets your limit
How to apply
Apply on the issuer's website.
US regulator's card survey, to 31 Dec 2025 · source
We compare. You decide.
