Credit cards in United StatesGFGecu Federal Credit Union Empowerment Credit Card
Best for: people with no US credit score yet
- Interest
- 11.9% to 17.9% a year
- Yearly fee
- $0 a year
- Foreign fee
- 1%
- Rate
- 14.9% a year
- Fees
- Yearly fee: $0. Foreign transactions: 1%. Late payment: $25.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Newcomer
- Currency
- USD
Pros
- No yearly fee
- Open to people with no credit score
Cons
- $25 fee if you pay late
- You have to meet the issuer's membership or other conditions to open it
How to apply
Apply on the issuer's website.
US regulator's card survey, to 31 Dec 2025 · source
We compare. You decide.
