Credit cards in United StatesCBCitizens Bank Citizens Summit Reserve Private Bank
Best for: people with no US credit score yet
- Interest
- 19.74% to 29.24% a year
- Yearly fee
- $295 a year
- Foreign fee
- None
- Rate
- 23.49% a year
- Fees
- Yearly fee: $295. Foreign transactions: no fee. Late payment: $29.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Newcomer
- Currency
- USD
Pros
- No foreign transaction fee
- Rewards: cashback rewards
- Open to people with no credit score
How to apply
Apply on the issuer's website.
US regulator's card survey, to 31 Dec 2025 · source
We compare. You decide.