Credit cards in United StatesBOBank Of America Bank of America Unlimited Cash Rewards - Secured
Best for: building credit with a deposit
- Interest
- 27.49% to 28.24% a year
- Yearly fee
- $0 a year
- Foreign fee
- 3%
- Rate
- 27.99% a year
- Fees
- Yearly fee: $0. Foreign transactions: 3%. Late payment: $29.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Not confirmed
- Currency
- USD
Pros
- No yearly fee
- Rewards: cashback rewards
Cons
- $29 fee if you pay late
- You pay a deposit, which sets your limit
How to apply
Apply on the issuer's website.
US regulator's card survey, to 31 Dec 2025 · source
We compare. You decide.