Credit cards in United StatesAEAmerican Express National Bank The Charles Schwab Investor Credit Card® from American Express
- Interest
- 19.49% to 29.24% a year
- Yearly fee
- $0 a year
- Foreign fee
- 2.7%
- Rate
- 24.74% a year
- Fees
- Yearly fee: $0. Foreign transactions: 2.7%. Late payment: $29.
- Minimum
- Not confirmed
- Opens online
- Not confirmed
- Who can apply
- Not confirmed
- Currency
- USD
Pros
- No yearly fee
- 0% introductory rate for about 6 months
- Rewards: cashback rewards
Cons
- $29 fee if you pay late
- You have to meet the issuer's membership or other conditions to open it
How to apply
Apply on the issuer's website.
US regulator's card survey, to 31 Dec 2025 · source
We compare. You decide.
