Bank accounts in United StatesABAlly Bank Spending Account
Best for: an account with no monthly or overdraft fees
- Monthly fee
- $0
- Who can open it
- Not confirmed
- Opens online
- Not confirmed
- Rate
- 0.1% a year
- Fees
- No monthly maintenance fees and no overdraft fees.
- Minimum
- $0
- Opens online
- Not confirmed
- Who can apply
- Not confirmed
- Currency
- USD
Pros
- No monthly maintenance fees
- No minimum deposit to open
- No overdraft fees
- More than 75,000 no-fee ATMs
- Up to $10 back each statement cycle for fees at other ATMs
Cons
- You need a Social Security number to apply
How to apply
Apply on Ally's website with your address and Social Security number.
Verified 10 Oct 2026 · source
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